Client Testimonials

VA Programs & Services

VA Home Purchase Program

Veteran home loans can save you a great deal of money by giving you an excellent rate, with no monthly mortgage insurance. Plus, it is easier to qualify for a VA military loan as compared to a conventional mortgage. The VA offers extra benefits for disabled veterans, so if you have been disabled in service, a military loan can save you even more money.
Program Benefits:
No down payment, easier credit requirements, no mortgage insurance.

VA Streamline Refinance

If you currently have a VA Loan and simply wish to lower your rate, you can get a streamline refinance. This is also known as an IRRRL
Program Benefits:
No out-of-pocket costs, no income verification, no credit check, no mortgage insurance premiums, and no appraisal costs.

Cash out Refinance

If you currently have a VA Loan and have built up some equity, you may be eligible for a Veteran loan refinance to take out cash or pay off debts.
Program Benefits:
You can cash-out up to 90%, no mortgage insurance, and you often receive a lower interest rate.

Conventional to VA Refinance

If you currently do NOT have VA home loan, but are eligible, you may refinance into a VA mortgage from a conventional mortgage.
Program Benefits:
No out-of-pocket costs, no mortgage insurance premiums, you can cash-out up to 90%, and you often receive a lower interest rate.