Collection of Personally Identifiable Information

We collect personally identifiable information from you when you fill out a pre-qualification form, application form, or inquiry form with VALoanProgram.com. While you can browse our site without submitting information, certain activities do require registration.

VALoanProgram.com DOES NOT SELL, share, or in any other way transmit personally identifiable information (names, address, phone numbers, etc.) to any third parties not related to your loan transaction. Any transmission during the loan transaction will only be done with your express consent. We do use your contact information to send you loan information, reminders, and special offers. You may always opt-out of receiving such information; see the Choice/Opt-Out section below.

Use of Demographic and Profile Data

In our efforts to continually improve our product and service offerings, we collect and analyze demographic and profile data about our users' activity on our website.
We identify and use your IP address to help diagnose problems with our server, and to administer our website. Your IP address is also used to help identify you and to gather broad demographic information.

We will occasionally ask you to complete optional information and surveys. Optional information and surveys may ask you for contact information and demographic information (like zip code, age, or income level). We use this data to tailor your experience at our site, providing you with content that we think you might be interested in--and to display content according to your preferences.

Cookies

A "cookie" is a small piece of information stored by a Web server on a Web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user. VALoanProgram.com places both permanent and temporary cookies in your computer's hard drive. VALoanProgram.com's cookies do not contain any of your personally identifiable information.

We use temporary cookies (a.k.a. "per-session cookies") to improve the functionality and usability of our site. These temporary cookies are permanently erased from your computer as soon as you log out of your VALoanProgram.com account or link to a different website from your parent browser window. In order to use VALoanProgram.com, you must set your browser's preferences to allow per-session cookies (most Web browsers automatically accept cookies).

We may use third-party advertising companies to serve ads on our behalf. These companies may employ cookies and action tags (also known as single pixel gifs or web beacons) to measure advertising effectiveness. Any information that these third parties collect via cookies and action tags is completely anonymous.

Links to Other Sites

Our site links to other websites that may collect personally identifiable information about you. VALoanProgram.com is not responsible for the privacy practices or the content of those linked websites and will not transmit personally indentifiable information about you.

Security Precautions

Our site has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.

Choice/Opt-Out

VALoanProgram.com provides all users with the opportunity to opt-out of receiving non-essential (promotional, marketing-related) communications from us on behalf of our partners, and from us in general, after setting up an account.

To remove your contact information from all VALoanProgram.com lists and newsletters, simply email us at info@valoanprogram.com.

Questions?

Questions regarding this statement should be directed to the following address:

Attn: Registered Agent
VALoanProgram.com
2810 Trinity Mills, Suite 209-272.
Carrollton, TX 75006